Terms Conditions and Privacy Policy

You must be over the age of 18 and reside in the state of Florida to use this website.  This website may only be used while in the state of Florida.  No request for credit may be made while outside of Florida and doing so is in violation of this site’s policy.  By submitting your information through this website, you certify the aforementioned and authorize Parlament Financial, Inc and/or a credit bureau to investigate the information on the application.  You may not submit personal information of anyone, except yourself.  By submitting information through this site, you swear and affirm that the information contained is yours.

By filling out and submitting your information online, this information will be transmitted to a recipient who will vet you for creditworthiness.  Your credit report will be run.  Having your credit run could affect your credit score.

Submitting your financial information will not guaranty eligibility for credit.

By submitting your information, you agree to allow Parlament Financial, Inc to obtain your consumer credit report. Parlament Financial, Inc or its affiliates will use the consumer credit report to confirm my residency address and determine whether your income, assets, and credit risk is creditworthy enough for a loan. Upon request, Parlament Financial, Inc will provide you with the name and address of the Consumer Reporting Agency contacted to supply the report. You understand that credit inquiries have the potential to impact my credit score.

Nothing is sold upon this website.  This site is only for a request of additional information and the submission of information.  Credit determination will not be made online or through this website.

We only collect the personal information you input into this site.  We use your information to determine creditworthiness for our company and our affiliates.  Companies related by common ownership or control. They can be financial and nonfinancial companies.

Parlament Financial, Inc does not make any determinations, evaluations or other representations, warranties or commitments that you have the ability to pay the terms of any loan based upon income or creditworthiness.  Such determinations must be made by you and/or any representative or agent you hire.

Parlament Financial, Inc makes no express or implied warranties, including any warranty for merchantability.  Any damages against Parlament Financial, Inc are limited to any amount paid to Parlament Financial, Inc.  You hereby waive any consequential and incidential damages against Parlament Financial, Inc.

Parlament Financial, Inc policies may change at any time without advanced notice or warning.

Personal Information

Reason we can share your personal information	Do we share?	Can you limit this sharing?
For our everyday business purposes—  such as process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes—  to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No, unless requested	We don’t share, unless requested
For our affiliates’ everyday business purposes—  information about your transactions and experiences	Yes	No
For our affiliates’ everyday business purposes—  information about your creditworthiness	Yes	No
For our affiliates to market to you	Yes	No
For nonaffiliates to market to you	No	We don’t share